LIC AAO (Generalist) Recruitment 2025 — 350 Vacancies | Apply Online

The Life Insurance Corporation of India (LIC) has invited online applications for the post of Assistant Administrative Officer (AAO) — Generalist (32nd Batch) for 350 vacancies. Read this page for eligibility, important dates, exam pattern, application fees, salary & how to apply. Apply only through the official LIC Careers portal.

Vacancy & reservation of LIC AAO Recruitment 2025

Total Vacancies — 350 (provisional) — Category-wise (Total):

• UR: 142
• OBC: 91
• SC: 51
• ST: 28
• EWS: 38
  PwBD (horizontal) — total: LD: 4 | VI: 4 | HI: 6 | ID/MD: 6.

Important dates of LIC AAO Recruitment 2025

• Online registration & fee payment starts: 16 August 2025.
• Last date to apply & pay: 08 September 2025.
• Preliminary exam (tentative): 03 October 2025.
• Main exam (tentative): 08 November 2025.
• Download call letters: Available 7 days before each exam.

Eligibility of LIC AAO Recruitment 2025

Age (as on 01.08.2025)

• Minimum: 21 years (completed).
• Maximum: 30 years (born not earlier than 02.08.1995 and not later than 01.08.2004).
  Relaxations in upper age limit: SC/ST +5 yrs; OBC +3 yrs; PwBD (Gen) +10 yrs; PwBD(SC/ST) +15 yrs; PwBD(OBC) +13 yrs; Ex-Servicemen & Commissioned Officers — as per rules; Confirmed LIC employees — further relaxation of 5 years.

Educational Qualification

• Bachelor’s degree in any discipline from a recognised Indian University/Institution. Result must be declared on or before 01.08.2025. No equivalent qualification will be accepted unless specified.

Exam Pattern & Selection Procedure

Overall flow: Preliminary Exam (Phase I) → Main Examination (Phase II: objective 300 + descriptive 25) → Interview (Phase III, 60 marks) → Pre-recruitment Medical. Final merit = Main marks + Interview marks.

Preliminary (Online objective) — Total 100 marks, 1 hour. Sections:

• Reasoning Ability — 35 Q — 35 marks — 20 minutes; min qualifying marks (Others): 18.
• Quantitative Aptitude — 35 Q — 35 marks — 20 minutes; min qualifying marks (Others): 18.
• English Language — 30 Q — 30 marks — 20 minutes; marks are qualifying only (Others min: 10).
  Note: No negative marking. Candidates approx. 20× vacancies (category-wise) will be shortlisted for Mains.

Main Exam (Online) — Objective 300 marks + Descriptive 25 marks (typing). Duration objective = 2 hours + descriptive immediately after. Sections (objective):

• Reasoning Ability — 30 Q — 90 marks — 40 minutes (min qualifying: Others 45).
• General Knowledge & Current Affairs — 30 Q — 60 marks — 20 minutes (min qualifying: Others 30).
• Data Analysis & Interpretation — 30 Q — 90 marks — 40 minutes (min qualifying: Others 45).
• Insurance & Financial Market Awareness — 30 Q — 60 marks — 20 minutes (min qualifying: Others 30).
  Descriptive English — Communication skills (emails, reports, précis) — 25 marks — 30 minutes (qualifying in nature). No negative marking.

Interview — Maximum 60 marks. Minimum qualifying marks: UR/OBC/EWS — 30; SC/ST/PwBD — 27. Final merit = Main + Interview.

Application Fee & Payment

• UR / Others: ₹700 (Application Fee-cum-Intimation) + Transaction charges + GST.
• SC/ST / PwBD: ₹85 + Transaction charges + GST.
• Payment mode: Online only (debit/credit card, netbanking, mobile wallets).

Salary, Allowances & Benefits

• Basic pay: ₹88,635 per month (scale: ₹88,635–4385(14)–150025–4750(4)–169025).
• Approx. total emoluments: ~₹1,26,000/month at minimum of scale in an ‘A’ Class city (includes HRA, CCA etc.).
• Perks: Defined Contributory Pension, special allowances for professional/actuarial exams, gratuity, LTC, cash medical benefit, group mediclaim, vehicle loan facility, meal coupons, reimbursements, and more as per LIC rules

Service conditions, probation & bond

• Probation: 1 year (may be extended up to 2 years).
• Posting: Selected candidates are liable to be posted/transferred anywhere in India; many vacancies in mofussil branches and minimum posting of 5 years in mofussil branches after training is likely.
• Guarantee bond: On joining, candidates must give an undertaking to serve LIC for minimum 4 years. Early exit will attract liquidated damages of ₹5,00,000 and submission of a Deed of Indemnity (stamped & notarized).

How to Apply (step-by-step)

1. Visit LIC website → Careers → Recruitment of AAO (Generalist). (Apply only online.)
2. Click New Registration — note your provisional registration number & password.
3. Complete the online form — upload photograph, signature, thumb impression, handwritten declaration (as per specs).
4. Preview & FINAL SUBMIT the application.
5. Pay application fee online and save / print the e-receipt & application printout. (Printing available until 23.09.2025.)